Directions (Q. No. 1-5): Read each sentence to find out whether there is any grammatical error or
idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is “No error”, the answer is (5). Ignore errors of punctuation, if any.
1. The first step to (1)/ getting the things you want out (2)/ in life is to (3)/ decide what you want (4)/
No error (5)
2. There are two kinds of failures: (1)/ those who thought and never did, (2)/ and those who (3)/ did
and never think. (4)/ No error (5)
3. The man who was the Prime Minister then, (1)/ the late PV Narsimha Rao, was (2)/ never able to unsling (3)/ the albatross from his neck. (4)/ No error (5)
4. You cannot invent the purpose of life (1)/ by asking someone else – the only (2)/ way you will ever
get the right (3)/ answer is by asking yourself. (4)/ No error (5)
5. Vedanta Aluminium Ltd served (1)/ a three-month notice (2)/ to Odisha government for shutting
down its (3)/ Lanjigarh alumina refinery due to acute shortage of bauxite. (4)/ No error. (5)
Directions (Q. No. 1-5): In each of the following questions there is a sentence with a phrase/ idiom printed in bold, followed by five options. Find out the option which expresses the meaning of the
phrase/ idiom correctly.
1. To speak of one language for the world as leading to one purpose is to put the cart before the horse.
1) Reverse the proper order of events
2) Invite dictatorship
3) Accelerate a backward movement
4) Indulge an unrealistic proposition
5) None of these
2. He was somewhat taken aback by the news that the police intended to prosecute him.
1) Strike
2) Terror-stricken
3) Surprised and upset
4) Fainted
5) Enchanted
3. I have got enough money in my pocket to last me the rest of my life provided I drop dead this
afternoon.
1) Save
2) Rescue
3) Commit suicide
4) Die suddenly
5) None of these
4. Not one of his insulting remarks caused a ripple on the surface of her composure.
1) Caused anger
2) Had noticeable effect
3) Caused injury
4) Evoked attention
5) None of these
5. Suresh knows that the good times are over, but he says, “we still feel footloose and fancy-free”.
1) A comeback
2) Easy
3) Original condition
4) The presence
5) Boundless
Directions (Q. No. 1-5): In each of these questions, two sentences I and II are given. Each sentence
has blank in it. Five words (1), (2), (3), (4) and (5) are suggested. Out of these only one fits at both the places in the context of each sentence. The number of that word is the answer.
1. I. Gupta denies that his friendship with the Bimla family had anything to do with his appointment or that it constituted a conflict of _____.
II. It may ___ you to know that Ms Leena, the housekeeper, witnessed the attack.
1) surprise
2) interest
3) appease
4) idea
5) pleasure
2. I. The entire interest you pay on the education loan can be ___ as deduction while calculating
your taxable income.
II. An underground organization has ___ responsibility for the bomb explosion.
1) taken
2) considered
3) confirmed
4) claimed
5) discounted
3. I. The increasing ____ of consumerism makes savings rather difficult for everyone.
II. The institutions have realized they need to change their __ to improve efficiency and service.
1) culture
2) tradition
3) working
4) style
5) functioning
4. I. Behavioural psychologist calls the tendency to prefer the present and ____ the future as present bias.
II. However, traders tended to ____ the rumour.
1) spread
2) consider
3) accept
4) know
5) discount
5. I. Any income received during the year from mutual funds in respect of units held with the mutual fund, are ___ from income-tax in the hands of the unit holder.
II. Men in college were ____ from military service.
1) deducted
2) removed
3) exempt
4) barred
5) taken
Directions (Q. No. 1-5): Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the
proper sequence to form a meaningful paragraph and then answer the questions given below.
A) Therefore, always be positive, firm and listen to your heart and use your brain how to help yourself.
B) Remember, under such circumstances try to indulge yourself in your hobbies, do yoga read good inspirational books, autobiographies or biographies of great and successful men.
C) Negative influences create confusion, fears, frustration and melancholy which keep you on halfway
and place you in the dark.
D) In fact, such influences hamper your positive approaches.
E) This culminated practice will help you to a great extent to release your tension, depression and
frustration, if any.
F) Also, its obvious, at point of time negative ideas may take birth in your mind due to many reasons
or when you are jobless, unemployed and helpless.
1. Which of the following sentences will come FIRST after rearrangement?
1) E
2) B
3) D
4) F
5) C
2. Which of the following sentences will come SECOND after rearrangement?
1) F
2) E
3) C
4) D
5) B
3. Which of the following sentences will come THIRD after rearrangement?
1) A
2) B
3) C
4) F
5) E
4. Which of the following sentences will come FOURTH after rearrangement?
1) A
2) C
3) F
4) B
5) D
5. Which of the following sentences will come LAST after rearrangement?
1) C
2) A
3) B
4) D
5) E
Directions (Q. No. 1-5): In each question below a sentence with four words printed in bold type is
given.
These are numbered as (1), (2), (3) and (4). One of these four words may either be misspelt or
inappropriate in the context of the sentence. Find out the word which is wrongly spelt or inappropriate. If all the words printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (5) i.e., “All Correct” as your answer.
1. The need/(1) to grow should not be mistaken/(2) for dissatisfaction/(3) with one’s current/(4) state. All correct (5)
2. He laiy/(1) in the bed to rest/(2), and within/(3) no time dozed/(4) off to sleep. All correct (5)
3. It was disoppainting/(1) to know that despite/(2) his best attempts/(3), he had failed/(4) in the exam. All correct (5)
4. He was so scared/(1) after watching/(2) the movie/(3) that he didn’t sleep for three nights/(4) after that. All correct (5)
5. Vijay had always/(1) been keen/ (2) on getting/(3) as much education/(4) as he could. All correct (5)
Directions (Q. No. 1-5): In the following passage, there are blanks each of which has been numbered. For each blank five words have been suggested, one of which fits the blank appropriately. Find out the appropriate word in each case. The biggest injustice ___ (66) on the nation is when people ___ (67) in jobless poverty or in under-employment (employed below fair-earning capacity). India ___ (68) deep reforms that ___ (69) people and business to invest, scale up and hire, and it is
necessary for private enterprise to __ (70) up in a much larger way. While maximum governance is on an upward incline, the minimum government aspirations appear indistinct.
1. 1) incited 2) instilled 3) instituted 4) injected 5) inflicted
2. 1) enjoy 2) remain 3) depend 4) endure 5) celebrate
3. 1) recalls 2) delivers 3) determines 4) requires 5) assets
4. 1) allow 2) retrieve 3) retreat 4) recant 5) economise
5. 1) live 2) send 3) step 4) give 5) make
Directions (Q. No. 1-10): Read the passage carefully and answer the questions given below it. Certain words/ phrases have been given in bold to help you locate them while answering some of the questions.
The RBI’s proposal to regulate peer-to-peer (P2P) lending, in which online platforms connect borrowers to people with money to lend for a fee that covers services like preliminary creditworthiness profiling, repayment and recovery facilitation, is welcome. Light-touch regulation is warranted to enable an orderly growth of the nascent sector. It will help P2P startups,
numbering about 30 now, to increase their customer base, and deliver credit to small and medium industries and sectors of the economy that do not have access to formal finance. Some additional competition to banks, non-banking financial companies (NBFCs), microfinance and traditional moneylenders is welcome. But it should be regulated: missing regulation in China led to largest P2P
lender Ezubao turning insolvent after it was alleged to have run a Ponzi scheme. RBI supervision is sensible, even if P2P platforms do not pose any systemic risk. The only apparent reason why
the RBI wants to regulate P2P operators as NBFCs is expedience: the RBI Act would not need to be amended to recognize a new category of financial intermediary. But this is not good enough. Unlike and NBFC, a P2P platform does not take the money that is lent on to its books. It cannot accept deposits or promise assured returns directly or indirectly. It merely credibly introduces the lender and the borrower, and facilitates recovery. Credit moves directly from the lender’s bank account to the borrower’s. Applying norms similar to those for NBFCs – a minimum capital requirement, limit on leverage and having personnel with a background in finance – is, therefore, illogical. The case for prudential limits on the maximum contribution by the lender to a borrower or segment of activity is,
however, compelling, given the poor level of financial literacy in India. Fit and proper criteria promoters, directors and CEO are in order, as is a brick-and-mortar presence in India for the P2P platform. A system of data sharing with banks and the credit information bureau is desirable, with complementary laws on data protection.
1. Which of the following is not one of the functions of P2P operators?
1) To introduce the lender and the borrower
2) To act not more than just as an intermediary between borrowers and lenders
3) To accept the money lent on its books of accounts
4) To facilitate recovery of outstanding loans
5) None of the above
2. The “light-touch regulation” will help:
A) Those sectors of the economy that do not have access to formal finance.
B) P2P startups increase their customer base
C) Big business houses set up big industries and provide opportunity to youth
1) Only (A)
2) Only (B)
3) Only (C)
4) (A) and (B)
5) (A), (B) and (C)
3. What types of services do P2P operators provide for which they charge a fee? Answer in the context of the passage.
A) Connecting borrowers to money lenders
B) Repayment & recovery facility
C) Preliminary creditworthiness profiling
1) (A) and (B)
2) (B) and (C)
3) (A) and (C)
4) (A), (B) & (C)
5) Only (A)
4. The main purpose of bringing about “light-touch regulation” is to:
1) Provide loans to startups to ensure efficiency of their business
2) Use idle money of big business houses
3) Enable an orderly growth of P2P startups.
4) (1) and (3) 5) (1), (2) & (3)
5. Find the statement which is not based on the facts mentioned in the passage.
1) The regulating of P2P lending business will bring additional competition to banks, NBFCs,
microfinance and traditional moneylenders.
2) The only reason why RBI wants to regulate P2P operators as NBFCs is to expedite the
functioning of P2P operators.
3) The P2P lending business in China has achieved a great success.
4) For the success of P2P lending business, norms similar to those for NBFCs is not at all necessary.
5) None of the above
Directions (Q. No. 6-8): Choose the word which is MOST SIMILAR in meaning to the word printed
in bold as used in the passage.
6. Nascent
1) Transitory
2) Developing
3) Shrinking
4) Flourished
5) Withering
7. Prudential
1) Expensive
2) Wasteful
3) Uneconomical
4) Extravagant
5) Careful
8. Complementary
1) Independent
2) Completing
3) Uncontrolled
4) Sovereign
5) Unrelated
Directions (Q. No. 9-10): Choose the word which is MOST OPPOSITE in meaning of the word printed in bold as used in the passage.
9. Alleged
1) Sure
2) Purported
3) Described
4) Averred
5) Suspected
10. Facilitates
1) Expedites
2) Promotes
3) Delays
4) Helps
5) Simplify
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